- Property/Casualty
Protecting
the assets of any business requires a comprehensive property
and casualty insurance program. "All Risk" property
insurance may be acquired to cover loss of your buildings
and contents for any form of physical loss (subject to standard
exclusions). In addition, extra expense needed to continue
in business and loss of income due to damage to your property
by a covered peril are among the many optional coverages.
Liability coverage is intended to cover you for liability
you may incur due to bodily injury or property damage to a
third party arising out of your business operations.
Commercial Crime coverage is available for protection against
employee dishonesty, forgery, burglary and other forms of
crime. These are just a few of the examples of the types of
coverages that fall under the property and casualty heading.
Our companies offer a variety of package policies that allow
us to tailor an insurance program that fits your specific
needs, whether you are a one man plumbing operation or a chain
of hotels.
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Worker's
Compensation
Even
though this coverage is not required by the State of Texas,
it is an extremely important coverage to any employer. Without
this coverage, a severe injury to an employee can wipe out
a company’s assets overnight. With Worker’s Compensation
Insurance, medical payments are unlimited and compensation
payments are statutory, so the employer is protected by the
law.
At one time, this coverage was extremely expensive; however,
thanks to the Worker’s Compensation laws of 1989, this
coverage has become more affordable than it was in the past.
Call our office for details of this valuable coverage.
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Commercial
Auto
We insure almost all types of automobiles that
are used in any type of business. A business automobile is
a motor vehicle that is used in the business, profession,
or occupation of its owner. It must be designed for travel
on public roads and can have two, three, four, or more wheels.
This includes private passenger automobiles, pickup trucks,
and trailers.
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Employee
Benefits
Group LIfe, Health and Disability
One
of the most important aspects of hiring and keeping quality
employees is the employee benefits package that is offered
by the employer.
Our agency is contracted with dependable “A+” rated
insurance companies that offer a wide variety of products
for group health, life , disability and retirement.
Whether you have 1 or 100 employees, we can help you design
a benefits package that will help you keep those valued employees
who make your business a success.
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